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BLOCKFI LOANS

Borrow money at rates as low as 4.5% APR

You don’t have to sell your crypto to get cash. At BlockFi, we let you borrow funds against your cryptoassets so you can get a loan while continuing to hold.

What's your rate?

USD Loan Amount

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Crypto

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Collateral Needed

Collateral amount based on a 50% Loan to Value (LTV). Learn more about LTV ratios. Loans originate for a 12-month term.

Why get a BlockFi Loan?

It’s fast, secure, and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal.

Receive your funds the same business day

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

Pay back without any penalties

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees.

Increase your stack without selling

Tick markWith a BlockFi loan, you can borrow up to 50% of the value of your crypto.
Tick markYou can use your crypto-backed loan to buy a variety of different assets.
Tick markBroaden your portfolio or meet your financial goals.

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Personalized rates for $100,000+ loans
Fill out the Qualification Form below. If you meet the qualifications, a member of our team will reach out.

Learn more about BlockFi's Crypto-Backed Loans

How Does a Crypto-Backed Loan Work?
How Collateral Changes Can Lead to a Margin Call
What is the Loan-to-Value (LTV) Ratio
How to Make Major Purchases with a Crypto-Backed Loan

Everything you need on-the-go

Financial services should be as mobile as you are. Download the BlockFi app to manage your crypto portfolio and get access to financial tools wherever and whenever you need them.

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As of February 14, 2022, the BlockFi Interest Account (BIA) is no longer available to new clients who are US persons or persons located in the US and existing US clients with BIA accounts are unable to transfer new assets to their BIAs. Learn More.
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Digital currency is not legal tender, is not backed by the government, and crypto accounts held with BlockFi are not subject to FDIC or SIPC protections. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Eligibility for particular products and services is subject to final determination by BlockFi. Rates for BlockFi products are subject to change.
BlockFi Rewards Credit Card: For more information, please see BlockFi’s Terms of Service. BlockFi is not a Bank. Cards are issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa® USA Inc. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by BlockFi.
BlockFi International Ltd. holds a Class F digital assets business license under the Digital Assets Business Act, 2018 (as amended) and is licensed by the Bermuda Monetary Authority to conduct the following digital assets business activities: (i) issuing, selling or redeeming virtual coins, tokens or any other form of digital assets (ii) operating as a digital asset exchange (iii) providing custodial wallet services (iv) operating as a digital asset derivative exchange provider and (v) operating as a digital assets services vendor.
See blockfi.com/terms for more information.
2022 © All Rights Reserved.
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TwitterLinkedinFacebookYouTubeReddit
This icon serves as a link to download the eSSENTIAL Accessibility's free assistive technology app for individuals with physical disabilities.
Digital currency is not legal tender, is not backed by the government, and crypto accounts held with BlockFi are not subject to FDIC or SIPC protections. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Eligibility for particular products and services is subject to final determination by BlockFi. Rates for BlockFi products are subject to change.
BlockFi Rewards Credit Card: For more information, please see BlockFi’s Terms of Service. BlockFi is not a Bank. Cards are issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa® USA Inc. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by BlockFi.
BlockFi International Ltd. holds a Class F digital assets business license under the Digital Assets Business Act, 2018 (as amended) and is licensed by the Bermuda Monetary Authority to conduct the following digital assets business activities: (i) issuing, selling or redeeming virtual coins, tokens or any other form of digital assets (ii) operating as a digital asset exchange (iii) providing custodial wallet services (iv) operating as a digital asset derivative exchange provider and (v) operating as a digital assets services vendor.
See blockfi.com/terms for more information.
2022 © All Rights Reserved.