Borrow money at rates as low as 4.5%
What's your rate?
Enter the amount you’d like to borrow and which cryptocurrency you’ll use as collateral, and we’ll calculate your rate and collateral requirement.
Enter Loan Amount
Min. amount $5,000
Chose your Collateral
Bitcoin
Ether
Litecoin
PAXG
btc
Collateral amount based on a 50% Loan to Value (LTV). Learn more about LTV ratios.
Why borrow with BlockFi?
It’s fast, secure, and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal—whether that’s buying more crypto, putting a down payment on a house, or funding your business. Here’s the best part: we can fund you the same business day we receive collateral.
Receive your funds the same business day
Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.
Pay back without any penalties
With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees
Increase your stack without selling
With a BlockFi loan, you can borrow up to 50% of the value of your cryptoAnd you can use your crypto-backed loan to invest in a variety of different assetsIt’s a popular option for broadening a portfolio
Learn more about BlockFi loan accounts
How Does a Crypto-Backed Loan Work?
What is the Loan-to-Value (LTV) Ratio
How Collateral Changes Can Lead to a Margin call
How to Make Major Purchases with a Crypto-Backed Loan
BlockFi Trading LLC NMLS ID#1873137 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873737 | NMLS Consumer Access