Borrow money at rates as low as 4.5% APR

You don’t have to sell your crypto to get cash. At BlockFi, we let you borrow funds against your crypto assets so you can get a loan while continuing to hold.

What's your rate?

USD Loan Amount

btc

Crypto

Collateral Needed

Collateral amount based on a 50% Loan to Value (LTV). Learn more about LTV ratios. Loans originate for a 12-month term.

Why get a BlockFi Loan?

It’s fast, secure, and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal.

Receive your funds the same business day

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

Pay back without any penalties

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees

Increase your stack without selling

With a BlockFi loan, you can borrow up to 50% of the value of your crypto

And you can use your crypto-backed loan to invest in a variety of different assets

It’s a popular option for broadening a portfolio

*Learn about our Interest Rates

Learn more about BlockFi Loan Account

How Does a Crypto-Backed Loan Work?

How Collateral Changes Can Lead to a Margin Call

What is the Loan-to-Value (LTV) Ratio

How to Make Major Purchases with a Crypto-Backed Loan

Everything you need on-the-go

Financial services should be as mobile as you are. Download the BlockFi app to manage your crypto portfolio and get access to financial tools wherever and whenever you need them.

Download the BlockFi App

Find out what the analysts think. Learn more

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873137 | NMLS Consumer Access

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873737 | NMLS Consumer Access