Diversifying Investment Portfolio with a Loan


One of the more popular things we see BlockFi clients doing with their crypto asset-backed loans is diversifying their investments. By investing in a variety of assets, you set yourself up to receive the highest return for the minimum amount of risk. Typically, investors purchase a mixture of stocks, fixed income products, and commodities. Blockchain and crypto provide a completely new portfolio of financial products available for investment.

Diversification is often considered the safest investment strategy because it spreads your risk over different asset classes. BlockFi clients range from real estate investors to crypto traders.

Diversifying Investments with a Crypto Loan – Real Estate

Whether you’re a first-time home-buyer or looking at commercial real estate opportunities, the future value of a property has big implications on your purchase decision. But before you reach that stage, most investors need to obtain a mortgage.

A lot of time and resources go into obtaining a loan from a bank. And if you claim cryptocurrency assets on your application, a bank is more likely to turn you down, preventing the opportunity to obtain financing for portfolio diversification. And, after purchasing the property, it becomes much easier to get a loan from a bank, since you already own the equity in the property.

Click here to learn more about investing in real estate with BlockFi.

Buying Stocks with a Crypto Backed Loan

For many investors, obtaining capital to increase their stock positions is always a challenge. This is especially true for crypto asset investors. Now that the Blockchain ecosystem also offers the ability to long and short assets, there are even more financial products to take advantage of.

With BlockFi, you can leverage your crypto holdings towards a USD loan, meaning that you don’t have to sell and actualize your capital gains to access the liquidity of your investment portfolio. Not only does a BlockFi loan not count as a taxable event, but the interest paid can often be written off when tax season comes around. Nifty right?

Click here for more information on how a BlockFi loan works.

Investing with a Business Loan

A popular way to put your money to work is by investing in a business. Whether it’s a local business or a family start-up, putting money into a business is a great way to diversify your investments with a loan.

Many business owners turn to BlockFi to help with their business. Some of our ICO clients turn to us for funding payroll for their employees in USD. Other companies, such as businesses that accept cryptocurrency as payment, look to BlockFi to help fund their business expansion. Whatever your need, we can help you leverage your crypto holdings without having to give up the potential future upside potential of your assets.

At BlockFi, we understand the frustration that comes with obtaining funding for investment opportunities. Our team of lending professionals work closely with clients to make sure that they’re getting the best possible rates. The best part? It takes less than 2 minutes to apply.

If you have any questions about BlockFi or how our loans work, please contact us at support@blockfi.com. We love hearing from you.

BlockFi lets you use your Bitcoin, Ether, and Litecoin to do things like buy a home, pay down debt, or even fund your business without having to sell your crypto. Start your application now and get funded in as few as 90 minutes.

How a Bitcoin loan works

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Client Testimonials

PEOPLE ARE SAYING

As an investor with significant crypto holdings, BlockFi gave me a valuable tool to get capital, at a fair price, without liquidating my crypto holdings. Aside from offering the best price, their approach to secure storage and thoughtful loan to value ratios gave me confidence that they were the right partner to work with for my cryptocurrency needs.

ANDREW HANCOX
CEO, BLOCK8 VENTURES

As a long term crypto holder, it’s important to me to be able to leverage my existing capital without selling. Earning monthly interest all in one place has simplified how I use my cryptoassets.

ANGELA CERESNIE
CEO, CLIMB CREDIT

BlockFi makes it fun to be a hodler again.

DATOIMEE
REDDIT USER

We have felt strongly that this market needs access to debt beyond fragmented, short term margin trading options in order to reduce volatility, facilitate scale and put the financial infrastructure for this ecosystem on par with other asset classes. We're happy to have BlockFi as part of the Consensys family and see tremendous growth opportunities for their platform.

KAVITA GUPTA
MANAGING PARTNER, CONSENSYS

BlockFi was my first choice when looking to use crypto as collateral for a fiat loan. BlockFi's friendly and professional staff helped make for a very smooth process from start to finish.

STEVEN HATZAKIS
BLOCKFI CLIENT

It feels great to have my crypto be recognized as a real asset, which can used as collateral. I'm going to be able to immediately pay off a credit card I've been carrying a balance on.

CASEY R.
BLOCKFI CLIENT

Learn more about earning crypto interest and crypto-backed loans with BlockFi

Apply in less than two minutes.

Fastest Bitcoin and Ether backed loans in the industry.

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are riot subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.
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Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.
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