Check here to find the latest rates for interest-earning accounts and loans.
Please note that interest rates, withdrawal limits, and fees are subject to change.
BlockFi Interest Account clients can deposit their crypto and earn interest.
Paid out at the beginning of every month, the interest earned by account holders compounds, increasing the annual yield for our clients.
|BTC (Tier 1)||0 - 2.5||6%|
|BTC (Tier 2)||> 2.5||3.2%|
You can withdraw your funds at any time. We currently offer one free crypto withdrawal and one free stablecoin withdrawal per calendar month. Any further withdrawals may be assessed a fee as listed below.
|BTC||100 per 7-day period||0.0025 BTC|
|ETH||5,000 per 7-day period||0.0015 ETH|
|LTC||10,000 per 7-day period||0.0025 LTC|
|Stablecoins||1,000,000 per 7-day period||$0.25 USD|
|PAXG||500 per 7 day period||0.0025 PAXG|
The amount of USD you can borrow depends on the amount of collateral you post against the loan, and which loan-to-value (LTV) ratio you secure. LTV is determined by the amount of the loan divided by the value of the collateral for that loan.
|LTV||Interest Rate||Origination Fee|