Annual Percentage Yield (APY)* BlockFi Interest Account clients can deposit their crypto and earn interest.
Paid out at the beginning of every month, the interest earned by account holders compounds, increasing the annual yield for our clients.
BlockFi uses a tiered Interest Structure. Click here to learn how our tiers work.
|BTC (Tier 1)||0 - 0.5||5%|
|BTC (Tier 2)||> 0.5 to 20 BTC||2%|
|BTC (Tier 3)||> 20 BTC and above||0.5%|
|ETH (Tier 1)||0 to 15 ETH||4.5%|
|ETH (Tier 2)||> 15 to 1000 ETH||2%|
|ETH (Tier 3)||> 1,000 ETH and above||0.5%|
You can withdraw your funds at any time. We currently offer one free crypto withdrawal and one free stablecoin withdrawal per calendar month. Any further withdrawals may be assessed a fee as listed below.
|BTC||100 BTC per 7-day period||0.00075 BTC|
|ETH||5,000 ETH per 7-day period||0.02 ETH|
|LINK||65,000 LINK per 7-day period||0.95 LINK|
|LTC||10,000 LTC per 7-day period||0.0025 LTC|
|Stablecoins||1,000,000 per 7-day period||$10.00 USD|
|PAXG||500 PAXG per 7 day period||0.015 PAXG|
The amount of USD you can borrow depends on the amount of collateral you post against the loan, and which loan-to-value (LTV) ratio you secure. LTV is determined by the amount of the loan divided by the value of the collateral for that loan.
|LTV||Interest Rate||Origination Fee|